I’m Leonard, a Financial Professional and Medicare Expert with years of experience helping individuals and families make informed decisions. Whether you’re nearing retirement, planning ahead, or managing Medicare, I offer guidance that blends financial strategy with healthcare knowledge.

I specialize in Medicare, Life Insurance Planning, Annuities, Retirement Planning. These areas are deeply connected and essential to your financial security. I take time to understand your goals, explain your options clearly, and create a personalized strategy that fits your needs.

From Medicare enrollment and supplemental plans to annuity income and life insurance protection, I help you make smart, confident choices. My approach is practical, personal, and focused on protecting your health, income, and legacy.

If you're exploring Medicare, building a retirement plan, or securing long-term wealth, I’m here to help. Let’s talk about how I can support your journey toward lasting financial strength